Property

Work out the monthly and annual cash flow left on a rental once the mortgage, running costs and void allowance are taken out

Compare several improvements by cost against the value each is expected to add, and see which ones return their cost

Compare repairing against replacing an item by spreading each cost, plus its running cost, over its remaining life

Work out UK Income Tax on rental profit for 2024/25, applying the finance cost restriction that gives mortgage interest a 20% tax credit instead of letting it be deducted as an expense

Itemise the costs of completing a UK residential purchase: stamp duty, conveyancing, survey and any other one-off fees, using 2024/25 SDLT rates

Compare two properties side by side on net cash flow, net yield and total return, which do not always agree on which is stronger

Work out the effective rent after void periods, and what a void actually costs once lost rent and turnover costs are added together

Work out the capitalisation rate from net operating income and price, and the price a target cap rate implies

Work out the profit on a property flip after purchase, works, holding costs and selling costs

Work out how much cash is left in a buy, refurbish, rent, refinance deal once the refinance has paid out

Work out a new rent from either a percentage rise or a target market rent, and the monthly and annual difference it makes

Work out the share of the year a rental needs to be let just to cover its fixed and variable costs

Work out capital allowances on fixtures and plant in a UK furnished holiday let or commercial rental, straight line and reducing balance, with the written down value at a chosen year