Money

What an amount is worth after years of inflation

Discount future cash flows back to their value today

The discount rate at which cash flows break even

Annual salary as an hourly, daily, weekly and monthly rate

What to set aside each month to reach a target

Return on investment, with the annualised rate

Units you must sell to cover your fixed costs

Compare the avalanche and snowball methods across your debts

What you own minus what you owe

Estimate UK Capital Gains Tax on a disposal for England and Northern Ireland, using 2024/25 tax year rates and the annual exempt amount

Estimate years to financial independence from your savings rate, using the safe withdrawal rate to size the target pot

Estimate the maximum mortgage you could borrow from income and outgoings, and what that means for property price

See how much interest a regular monthly overpayment saves on a repayment mortgage, and how many years it cuts off the term

Compare the net cost of renting against buying over a chosen period, weighing mortgage payments and running costs against rent and property growth

Work out gross yield, net yield and cap rate for a rental property from its price, rent and running costs

Project a pension or savings pot at retirement from regular contributions, and what it might draw down to each year

Estimate UK Stamp Duty Land Tax on a residential purchase in England or Northern Ireland, using 2024/25 tax year rates

See the true cost of a foreign currency purchase once the exchange margin and any flat fee are added to the mid-market rate

Work out how many months of cover your current savings provide, and what a monthly contribution would take to close the gap

Project the future value of a lump sum plus regular contributions, compounded at a frequency you choose

Compare two loans on total cost, including fees, rather than on the headline interest rate alone